Cardiff runs on regulars and word of mouth. Your tech should be invisible — just working. Text PJ when it isn't.
Text PJ Now Fee Calculator →Cardiff businesses are the kind PJ loves working with — community-rooted, owner-operated, no patience for corporate BS. I'm based in Solana Beach. Text me your problem and I'll tell you straight whether I can fix it and what it costs.
Text PJ · 858-461-8054Cardiff restaurants doing $30–80k/month are often on default flat-rate plans. A processor switch to interchange-plus typically saves $300–900/month with zero downtime.
Spreadsheets for board rentals, wetsuits, and lessons is a liability. PJ sets up a simple rental system that handles inventory, waivers, and payment in one place.
Mindbody can run $200–500/month for features most studios don't use. There are better-fit tools at $30–80/month. PJ finds the right one and handles the switch.
Your regulars want to hear from you. A simple loyalty + email setup takes one afternoon and starts paying back within the first month.
Do you work with really small businesses?
Yes. A Cardiff cafe doing $12k/month with a bad processor is worth fixing. There's no minimum volume.
What does it actually cost?
First call/text is free. Project quotes are clear and upfront. Most payment audits cost less than one month of the fees you're overpaying.
How long does a processor switch take?
Most switches take 3–7 days from first text to live. Zero downtime — you process on the old system until the new one is ready.