☀️ Decision Packet — Solar

Solar or Stay on Grid?

SDG&E raised rates again. Here is what actually pencils out for San Diego homeowners in 2026.

Highest-Intent Decision #002

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Break-Even Reality

Average SD system ($22k after ITC): break-even at 7.2 years. Average utility savings: $180/mo.

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NEM 3.0 Warning

New net metering pays 75% less for exported power. Battery now required to maximize ROI.

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Best Roof Angle

South-facing 15–35° pitch = optimal. West-facing still viable. North-facing: skip solar.

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The ITC Math

30% federal tax credit applies if you owe enough in taxes. Lease ≠ credit. Own it to claim it.

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